Concepedia

Risk-based Underwriting

Risk-Based Underwriting is a homeowners insurance underwriting methodology that systematically assesses applicant-specific risk characteristics—such as property location, construction type, claims history, and credit-based insurance scores—to differentiate premium rates and coverage terms according to the predicted likelihood and severity of future losses.

8

Publications

433

Citations

15

Authors

15

Institutions

Publications per year

2017–2026

1

Parents

Publications

8

Ambiguity and underwriter decision processes

Howard Kunreuther, Jacqueline Meszaros, Robin M. Hogarth et al. · Journal of Economic Behavior & Organization · 1995 · 214 citations · Full text

, , +17

The Trading of Underwriting Risk: An Analysis of Insurance Futures Contracts and Reinsurance

Greg Niehaus, Steven V. Mann · Journal of Risk & Insurance · 1992 · 61 citations

, , +14

Genetics and Insurance: What have we Learned So Far?

Angus S. Macdonald · Scandinavian Actuarial Journal · 2003 · 34 citations

, , +17

A Correlation Sensitivity Analysis of Non-Life Underwriting Risk in Solvency Capital Requirement Estimation

Lluı́s Bermúdez, Antoni Ferri · SSRN Electronic Journal · 2011 · 33 citations · Full text

, , +16

Unlocking Housing Wealth for Older Americans: Strategies to Improve Reverse Mortgages

Stephanie Moulton, Donald R. Haurin · SSRN Electronic Journal · 2019 · 29 citations · Full text

, , +17

1–5 of 8

Authors

15

  1. AE
    Alfred E. Hofflander

    1 publications · 22 citations

    1

    h-index

  2. RM
    Robin M. Hogarth

    Universitat Pompeu Fabra, Spain

    1 publications · 214 citations

    1

    h-index

  3. DR
    Donald R. Haurin

    The Ohio State University, United States

    1 publications · 29 citations

    1

    h-index

  4. MB
    Moataz Bakheet

    Georgia Institute of Technology, United States

    1 publications · 28 citations

    1

    h-index

  5. SM
    Stephanie Moulton

    The Ohio State University, United States

    1 publications · 29 citations

    1

    h-index

1–5 of 15

Institutions

15

  1. American Society of Civil Engineers

    Reston, United States

    1 h-index

    2 publications

    56 citations

  2. University of Chicago

    Chicago, United States

    1 h-index

    1 publications

    214 citations

  3. University of Pennsylvania

    Philadelphia, United States

    1 h-index

    1 publications

    214 citations

  4. City University of Hong Kong

    Hong Kong, Hong Kong

    1 h-index

    1 publications

    12 citations

  5. Georgia Institute of Technology

    Atlanta, United States

    1 h-index

    2 publications

    56 citations

  6. Mott MacDonald (United Kingdom)

    London, United Kingdom

    1 h-index

    1 publications

    34 citations

  7. Glenn Research Center

    Cleveland, United States

    1 h-index

    1 publications

    29 citations

  8. University of California, Berkeley

    Berkeley, United States

    1 h-index

    1 publications

    214 citations

1–8 of 15

Venues

  1. Journal of Risk & Insurance

    2 publications · 83 citations

    2

    h-index

  2. SSRN Electronic Journal

    Repository · 2 publications · 62 citations

    2

    h-index

  3. 1

    h-index

  4. The HKU Scholars Hub (University of Hong Kong)

    Repository · 1 publications · 12 citations

    1

    h-index

  5. Journal of Economic Behavior & Organization

    1 publications · 214 citations

    1

    h-index

1–5