Payment Method Effects is a behavioral economic phenomenon in which the form of payment—such as cash, credit, or debit—influences spending behavior and mental accounting through differences in the salience, timing, and perceived cost of transactions.
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The Red and the Black: Mental Accounting of Savings and Debt
Dražen Prelec, George Loewenstein · Marketing Science · 1998 · 1.4K citations
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Bank of Canada
Ottawa, Canada
10 h-index
22 publications
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Federal Reserve Bank of Boston
Boston, United States
8 h-index
15 publications
773 citations
Johns Hopkins University
Baltimore, United States
5 h-index
14 publications
365 citations
Vrije Universiteit Amsterdam
Amsterdam, The Netherlands
4 h-index
4 publications
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Federal Reserve
Washington D.C., United States
4 h-index
4 publications
99 citations
University of Cologne
Cologne, Germany
4 h-index
7 publications
314 citations
Bank of Finland
Helsinki, Finland
4 h-index
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162 citations
Binus University
Jakarta, Indonesia
4 h-index
8 publications
219 citations
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Repository · 30 publications · 1.1K citations
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Repository · 8 publications · 113 citations
8
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- Journal of Banking & Finance
6 publications · 550 citations
6
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FR · 5 publications · 153 citations
5
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