Concepedia

Credit Analysis

Credit Analysis is a systematic evaluation process within financial risk assessment that determines the creditworthiness of a borrower by analyzing financial statements, cash flows, collateral, and other qualitative and quantitative factors to inform lending decisions in contexts such as banking, project finance, and urban finance.

2.3K

Publications

144K

Citations

4.5K

Authors

1.7K

Institutions

Publications per year

2017–2026

947

Parents

Children

Publications

2.3K

Financial Ratios As Predictors of Failure

William H. Beaver · Journal of Accounting Research · 1966 · 4.7K citations

, , +11

A Rasch Model for Partial Credit Scoring

Geoff N Masters · Psychometrika · 1982 · 3.8K citations

, , +13

Monitoring and Reputation: The Choice between Bank Loans and Directly Placed Debt

Douglas W. Diamond · Journal of Political Economy · 1991 · 3.4K citations · Full text

, , +15

A Generalized Partial Credit Model: Application of an EM Algorithm

Eiji Muraki · Applied Psychological Measurement · 1992 · 1.5K citations · Full text

, , +16

A Markov Model for the Term Structure of Credit Risk Spreads

Robert A. Jarrow, David Lando, Stuart M. Turnbull · Review of Financial Studies · 1997 · 1.5K citations

, , +14

1–5 of 2.3K

Authors

4.5K

  1. BB
    Bart Baesens

    KU Leuven, Belgium

    17 publications · 3.7K citations

    15

    h-index

  2. JC
    Jonathan Crook

    University of Edinburgh, United Kingdom

    15 publications · 2.1K citations

    14

    h-index

  3. LC
    Lyn C. Thomas

    University of Southampton, United Kingdom

    15 publications · 2.7K citations

    14

    h-index

  4. SY
    So Young Sohn

    Yonsei University, South Korea

    15 publications · 807 citations

    14

    h-index

  5. EI
    Edward I. Altman

    New York University, United States

    14 publications · 1.7K citations

    13

    h-index

1–5 of 4.5K

Institutions

1.7K

  1. Federal Reserve

    Washington D.C., United States

    25 h-index

    67 publications

    4.5K citations

  2. University of Southampton

    Southampton, United Kingdom

    24 h-index

    42 publications

    6.4K citations

  3. Federal Reserve Board of Governors

    Washington D.C., United States

    22 h-index

    64 publications

    3.7K citations

  4. University of Edinburgh

    Edinburgh, United Kingdom

    21 h-index

    50 publications

    4.3K citations

  5. KU Leuven

    Leuven, Belgium

    20 h-index

    62 publications

    11.9K citations

  6. Chinese Academy of Sciences

    Beijing, China

    19 h-index

    44 publications

    2.9K citations

  7. New York University

    New York, United States

    18 h-index

    29 publications

    3.7K citations

  8. National Bureau of Economic Research

    Cambridge, United States

    18 h-index

    35 publications

    4.6K citations

1–8 of 1.7K

Venues

  1. Expert Systems with Applications

    92 publications · 11.3K citations

    57

    h-index

  2. SSRN Electronic Journal

    Repository · 197 publications · 7.7K citations

    46

    h-index

  3. Journal of Banking & Finance

    47 publications · 8.4K citations

    36

    h-index

  4. European Journal of Operational Research

    43 publications · 6.7K citations

    31

    h-index

  5. Journal of the Operational Research Society

    OR · 38 publications · 2.9K citations

    24

    h-index

1–5