Concepedia

Consumer Credit Analysis

Consumer Credit Analysis is a methodological framework within credit analysis that systematically evaluates the creditworthiness of individual consumers by assessing their financial behavior, repayment capacity, and risk profiles using quantitative and qualitative indicators.

270

Publications

13.6K

Citations

474

Authors

260

Institutions

Publications per year

2017–2026

72

Variants

Consumer Credit Assessment

Parents

Publications

270

Self-control, financial literacy and consumer over-indebtedness

John Gathergood · Journal of Economic Psychology · 2011 · 690 citations · Full text

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Recent developments in consumer credit risk assessment

Jonathan Crook, David B. Edelman, Lyn C. Thomas · European Journal of Operational Research · 2007 · 462 citations

, , +14

A Note on the Comparison of Logit and Discriminant Models of Consumer Credit Behavior

John C. Wiginton · Journal of Financial and Quantitative Analysis · 1980 · 437 citations

, , +16

Differences in Spending Habits and Credit Use of College Students

Celia Ray Hayhoe, Lauren Leach, Pamela R. Turner et al. · Journal of Consumer Affairs · 2000 · 359 citations

, , +16

Restricting consumer credit access: Household survey evidence on effects around the Oregon rate cap

Jonathan Zinman · Journal of Banking & Finance · 2009 · 276 citations

, , +17

1–5 of 270

Authors

474

  1. GE
    Gregory Elliehausen

    Federal Reserve, United States

    7 publications · 429 citations

    7

    h-index

  2. GB
    Glenn B. Canner

    Federal Reserve, United States

    6 publications · 356 citations

    6

    h-index

  3. RB
    Robert B. Avery

    Federal Reserve Board of Governors, United States

    5 publications · 290 citations

    5

    h-index

  4. KP
    Kenneth P. Brevoort

    Federal Reserve Board of Governors, United States

    5 publications · 186 citations

    5

    h-index

  5. LC
    Lyn C. Thomas

    University of Southampton, United Kingdom

    4 publications · 673 citations

    4

    h-index

1–5 of 474

Institutions

260

  1. Federal Reserve

    Washington D.C., United States

    17 h-index

    41 publications

    1.7K citations

  2. Federal Reserve Board of Governors

    Washington D.C., United States

    16 h-index

    40 publications

    1.6K citations

  3. National Bureau of Economic Research

    Cambridge, United States

    9 h-index

    14 publications

    413 citations

  4. Federal Reserve Bank of New York

    New York, United States

    6 h-index

    13 publications

    1.1K citations

  5. Dartmouth College

    Hanover, United States

    5 h-index

    7 publications

    488 citations

  6. University of Pennsylvania

    Philadelphia, United States

    5 h-index

    6 publications

    171 citations

  7. University of Southampton

    Southampton, United Kingdom

    5 h-index

    6 publications

    871 citations

  8. Federal Reserve Bank of Philadelphia

    Philadelphia, United States

    5 h-index

    8 publications

    234 citations

1–8 of 260

Venues

  1. SSRN Electronic Journal

    Repository · 38 publications · 1.4K citations

    20

    h-index

  2. Journal of Consumer Affairs

    JCA · 13 publications · 929 citations

    12

    h-index

  3. RePEc: Research Papers in Economics

    Repository · 8 publications · 196 citations

    8

    h-index

  4. Journal of Banking & Finance

    5 publications · 519 citations

    5

    h-index

  5. Choice Reviews Online

    CRO · 5 publications · 576 citations

    5

    h-index

1–5