Concepedia

Loan Screening

Loan Screening is a financial risk assessment methodology used by lenders to evaluate the creditworthiness of borrowers in the presence of information asymmetry, distinguishing it from other credit evaluation practices by its focus on systematically identifying and mitigating adverse selection through the analysis of borrower characteristics, financial histories, and collateral quality prior to loan approval.

180

Publications

13.8K

Citations

302

Authors

243

Institutions

Publications per year

2017–2026

51

Parents

Publications

180

Did Securitization Lead to Lax Screening? Evidence from Subprime Loans<sup>*</sup>

Benjamin J. Keys, Tanmoy K. Mukherjee, Amit Seru et al. · The Quarterly Journal of Economics · 2010 · 1.1K citations

, , +16

The economics of lending with joint liability: theory and practice

Maitreesh Ghatak, Timothy W. Guinnane · Journal of Development Economics · 1999 · 888 citations · Full text

, , +7

Screening Peers Softly: Inferring the Quality of Small Borrowers

Rajkamal Iyer, Asim Ijaz Khwaja, Erzo F.P. Luttmer et al. · Management Science · 2015 · 640 citations · Full text

, , +16

Collateral versus Project Screening: A Model of Lazy Banks

Michael Manove, A. Jorge Padilla, Marco Pagano · The RAND Journal of Economics · 2001 · 513 citations

, , +13

Gender, Entrepreneurship, and Bank Lending: The Criteria and Processes Used by Bank Loan Officers in Assessing Applications

Sara Carter, Eleanor Shaw, Wing Lam et al. · Entrepreneurship Theory and Practice · 2007 · 459 citations · Full text

, , +14

1–5 of 180

Authors

302

  1. TB
    Tobias Berg

    Frankfurt School of Finance & Management, Germany

    6 publications · 665 citations

    6

    h-index

  2. SS
    Sascha Steffen

    Frankfurt School of Finance & Management, Germany

    5 publications · 478 citations

    5

    h-index

  3. KS
    Kelly Shue

    National Bureau of Economic Research, United States

    4 publications · 856 citations

    4

    h-index

  4. AI
    Asim Ijaz Khwaja

    Harvard University, United States

    4 publications · 856 citations

    4

    h-index

  5. AL
    Andres Liberman

    New York University, United States

    4 publications · 243 citations

    4

    h-index

1–5 of 302

Institutions

243

  1. Centre for Economic Policy Research

    London, United Kingdom

    11 h-index

    15 publications

    681 citations

  2. University of Chicago

    Chicago, United States

    8 h-index

    9 publications

    3.7K citations

  3. New York University

    New York, United States

    8 h-index

    9 publications

    902 citations

  4. Federal Reserve

    Washington D.C., United States

    8 h-index

    11 publications

    318 citations

  5. Federal Reserve Board of Governors

    Washington D.C., United States

    7 h-index

    10 publications

    1.4K citations

  6. Frankfurt School of Finance & Management

    Frankfurt am Main, Germany

    6 h-index

    8 publications

    358 citations

  7. Bank of Italy

    Rome, Italy

    5 h-index

    11 publications

    181 citations

  8. London School of Economics and Political Science

    London, United Kingdom

    5 h-index

    8 publications

    591 citations

1–8 of 243

Venues

  1. SSRN Electronic Journal

    Repository · 46 publications · 1.5K citations

    22

    h-index

  2. The Journal of Finance

    9 publications · 1K citations

    9

    h-index

  3. Review of Financial Studies

    9 publications · 2.1K citations

    9

    h-index

  4. Journal of money credit and banking

    7 publications · 549 citations

    7

    h-index

  5. RePEc: Research Papers in Economics

    Repository · 7 publications · 236 citations

    7

    h-index

1–5