Discount Points is a financial instrument in mortgage lending whereby a borrower pays an upfront fee to the lender to reduce the interest rate on the loan, with each point typically costing 1% of the loan amount and lowering the rate by a specified fraction of a percent.
49
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105
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60
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Publications per year
2017–2026
13
Variants
Prepaid Interest
Parents
Publications
49
Eliciting individual discount rates
Maribeth Coller, Melonie B. Williams · Experimental Economics · 1999 · 553 citations
Eliciting Individual Discount Rates
Maribeth Coller, Melonie B. Williams · Experimental Economics · 1999 · 440 citations
Do Minorities Pay More for Mortgages?
Neil Bhutta, Aurel Hizmo · Review of Financial Studies · 2020 · 135 citations · Full text
1–5 of 49
Authors
105
- MB
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1–5 of 105
Institutions
60
University of South Carolina
Columbia, United States
3 h-index
3 publications
2K citations
Environmental Protection Agency
Washington, United States
3 h-index
3 publications
2K citations
Temple University
Philadelphia, United States
2 h-index
2 publications
28 citations
Office of Policy
Washington, United States
2 h-index
2 publications
993 citations
University of North Carolina at Chapel Hill
Chapel Hill, United States
2 h-index
3 publications
155 citations
Federal Reserve Board of Governors
Washington D.C., United States
2 h-index
4 publications
300 citations
Deakin University
Burwood, Australia
2 h-index
9 publications
300 citations
Monash University
Melbourne, Australia
2 h-index
3 publications
109 citations
1–8 of 60
Venues
- Real Estate Economics
4 publications · 60 citations
4
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- SSRN Electronic Journal
Repository · 2 publications · 76 citations
2
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- Journal of Real Estate Research
JRER · 2 publications · 23 citations
2
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- Experimental Economics
2 publications · 993 citations
2
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- Manufacturing & Service Operations Management
2 publications · 97 citations
2
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