Cutoff Optimization

Cutoff Optimization is a methodological approach in credit scoring that determines the optimal decision threshold for classifying credit applicants as acceptable or unacceptable by balancing the trade-off between approval rates and default risk.

182

Publications

12.7K

Citations

1.2K

Authors

491

Institutions

Publications per year

2017–2026

67

Authors

1.2K

  1. JS
    Juan Salazar

    Universidad del Zulia, Venezuela

    4 publications · 116 citations

    4

    h-index

  2. JR
    José Rivas-Ríos

    Harvard University, United States

    4 publications · 116 citations

    4

    h-index

  3. VB
    Valmore Bermúdez

    Universidad del Zulia, Venezuela

    4 publications · 116 citations

    4

    h-index

  4. CG
    Carlos Garicano

    Brigham and Women's Hospital, United States

    4 publications · 116 citations

    4

    h-index

  5. JR
    Joselyn Rojas

    Brigham and Women's Hospital, United States

    4 publications · 116 citations

    4

    h-index

1–5 of 1.2K

Venues

  1. PLoS ONE

    6 publications · 1.5K citations

    6

    h-index

  2. PubMed

    Repository · 5 publications · 401 citations

    5

    h-index

  3. Scientific Reports

    4 publications · 164 citations

    4

    h-index

  4. Optics Express

    4 publications · 94 citations

    4

    h-index

  5. F1000Research

    3 publications · 105 citations

    3

    h-index

1–5