Zhao Wang

Loan default prediction by combining soft information extracted from descriptive text in online peer-to-peer lending

Cuiqing Jiang, Zhao Wang, Ruiya Wang et al. · Annals of Operations Research · 2017 · 169 citations

Fintech, Soft Information, Engineering +13

Mining Semantic Soft Factors for Credit Risk Evaluation in Peer-to-Peer Lending

Zhao Wang, Cuiqing Jiang, Huimin Zhao et al. · Journal of Management Information Systems · 2020 · 97 citations

A Novel behavioral scoring model for estimating probability of default over time in peer-to-peer lending

Zhao Wang, Cuiqing Jiang, Yong Ding et al. · Electronic Commerce Research and Applications · 2017 · 81 citations

Economics, Engineering, Peer-to-peer Lending +10

Evaluating the credit risk of SMEs using legal judgments

Chang Yin, Cuiqing Jiang, Hemant Jain et al. · Decision Support Systems · 2020 · 70 citations

Legal Assessment, Management, Business +3

A prediction-driven mixture cure model and its application in credit scoring

Cuiqing Jiang, Zhao Wang, Huimin Zhao · European Journal of Operational Research · 2019 · 65 citations

Engineering, Data Science, Data Mining +9