The COVID-19 Pandemic Impact on Banking Sector

Abstract

This paper aims to investigate the COVID-19 pandemic’s impact on the banking sector in Indonesia between 2011 and 2020. The study reveals that a credit crunch has transpired during the pandemic period. The result reveals that credit delivery decreased more during the pandemic than during the non-pandemic period. We demonstrate this effect in our examination of the pandemic’s impact on credit performance. We propose business matching to overcome this dilemma.