Electronic Commerce Research and Applications · 2019 · 34 citations · 36 references
EconomicsSoft InformationOnline Peer-to-peer LendingCredit MarketBusinessAlternative DataE-financingFinanceFinancial Crisis
36
Credit Rationing in Markets with Imperfect Information
Joseph E. Stiglitz, Andrew Weiss · American Economic Review · 1981 · 12.9K citations · Full text
Rational Herding in Microloan Markets
Juanjuan Zhang, Peng Liu · Management Science · 2012 · 871 citations
Screening Peers Softly: Inferring the Quality of Small Borrowers
Rajkamal Iyer, Asim Ijaz Khwaja, Erzo F.P. Luttmer et al. · Management Science · 2015 · 625 citations · Full text