Concepedia

Payday Lending Regulation and the Demand for Alternative Financial Services

Roman V. Galperin, Andrew J. Weaver

SSRN Electronic Journal · 2014 · 10 citations · 35 references

Open access

Concepts

LawEconomicsRegulatory PolicyBehavioral EconomicsFinancial RegulationRegulatory EconomicsConsumer CreditCredit AccessMicrofinancePayday Lending RegulationRegulationAlternative Short-term Credit ProductsBorrower Welfare ImpactsForbearance RegulationNet Benefit AnalysisPanel Data SpecificationPayday Lending Rate LimitsPayday Lending RestrictionsState-level Approach

References

35

Golden Eggs and Hyperbolic Discounting

David Laibson · The Quarterly Journal of Economics · 1997 · 6.2K citations · Full text

Social Sciences, Economics, Behavioral Economics +14

Robust Inference With Multiway Clustering

A. Colin Cameron, Jonah B. Gelbach, Douglas L. Miller · Journal of Business and Economic Statistics · 2011 · 3.1K citations

Natural Sciences, Economics, Econometrics +13

Minimum Wage Effects Across State Borders: Estimates Using Contiguous Counties

Arindrajit Dubé, T. William Lester, Michael Reich · The Review of Economics and Statistics · 2010 · 1.2K citations

Social Sciences, Business Economics, Economics +17

Information Disclosure, Cognitive Biases, and Payday Borrowing

Marianne Bertrand, Adair Morse · The Journal of Finance · 2011 · 548 citations · Full text

Business, Psychology, Social Psychology +17

The Real Costs of Credit Access: Evidence from the Payday Lending Market*

Brian Melzer · The Quarterly Journal of Economics · 2011 · 529 citations

Social Sciences, Business Economics, Economics +11