Consumers' credit cards and international students

Abstract

This paper focuses on graduate international students' knowledge, attitudes, experiences, practices, and satisfaction relating to credit cards. Respondents (n = 261) were graduate international students (n = 623) attending a western US land‐grant university. Findings show students' credit card knowledge was low, attitudes were favourable, and pre‐US experiences limited. A majority of respondents had obtained cards, followed commonly recommended practices, and were satisfied with their credit card use.