An Evaluation of Sustainability and Subsidy Dependence of Microfinance Institutions in Ghana

Abstract

The research aims to explore the understanding of the relationship between sustainability of microfinance institutions (MFIs), subsidy dependence index (SDI) and operational self-sufficiency (OSS).The research study is based on initial exploratory study by analyzing data on 14 executive directors in qualitative interviews and 116 relationship executives in research questionnaires. The microfinance institutions identified were the Financial Non-Governmental Organizations (FNGOs), the Savings and Loans Companies (SL Sustainability; Operational self-sufficiency; Viability; Microfinance