Payment Size, Negative Equity, and Mortgage Default

The Rise in Mortgage Defaults

Christopher Mayer, Karen M. Pence, Shane M. Sherlund · The Journal of Economic Perspectives · 2009 · 749 citations · Full text

Business, Economics, Finance +17

The Reaction of Consumer Spending and Debt to Tax Rebates—Evidence from Consumer Credit Data

Sumit Agarwal, Chunlin Liu, Nicholas S. Souleles · Journal of Political Economy · 2007 · 433 citations

Public Affairs, Economics, Public Finance +17

Recourse and Residential Mortgage Default: Evidence from US States

Andra C. Ghent, Marianna Kudlyak · Review of Financial Studies · 2011 · 379 citations

Business, Finance, Real Estate +14

A Generalized Valuation Model for Fixed-Rate Residential Mortgages

James B. Kau, Donald C. Keenan, Walter J. Muller et al. · Journal of money credit and banking · 1992 · 352 citations

Business, Finance, Real Estate +17

Do borrowers know their mortgage terms?

Brian Bucks, Karen M. Pence · Journal of Urban Economics · 2008 · 300 citations · Full text

Business, Finance, Real Estate +11