Concepedia

Borrower Default Risk

Borrower Default Risk is the financial risk, within the domain of consumer credit regulation, that a borrower will fail to repay a payday loan according to its agreed terms, thereby triggering potential recidivism, rollover behavior, or enforcement actions exacerbated by the loan’s high-cost, short-term structure.

787

Publications

54.4K

Citations

1.3K

Authors

700

Institutions

Publications per year

2017–2026

199

Parents

Publications

787

Monitoring and Reputation: The Choice between Bank Loans and Directly Placed Debt

Douglas W. Diamond · Journal of Political Economy · 1991 · 3.4K citations · Full text

, , +15

Incentive-Compatible Debt Contracts: The One-Period Problem

Douglas Gale, Martin Hellwig · The Review of Economic Studies · 1985 · 1.8K citations

, , +17

Hazardous Times for Monetary Policy: What Do Twenty-Three Million Bank Loans Say About the Effects of Monetary Policy on Credit Risk-Taking?

Econometrica · 2014 · 1.3K citations · Full text

, , +14

Default Risk and Income Fluctuations in Emerging Economies

2007 · 1.3K citations

, , +17

Risk and Insurance in a Rural Credit Market: An Empirical Investigation in Northern Nigeria

Christopher Udry · The Review of Economic Studies · 1994 · 1.1K citations

, , +16

1–5 of 787

Authors

1.3K

  1. PM
    Paige Marta Skiba

    Vanderbilt University, United States

    11 publications · 872 citations

    11

    h-index

  2. YD
    Yongheng Deng

    University of Wisconsin–Madison, United States

    12 publications · 1.5K citations

    11

    h-index

  3. SA
    Sumit Agarwal

    National University of Singapore, Singapore

    10 publications · 736 citations

    10

    h-index

  4. JT
    Jeremy Tobacman

    University of Delaware, United States

    9 publications · 751 citations

    9

    h-index

  5. SS
    Sascha Steffen

    Frankfurt School of Finance & Management, Germany

    6 publications · 173 citations

    6

    h-index

1–5 of 1.3K

Institutions

700

  1. National Bureau of Economic Research

    Cambridge, United States

    20 h-index

    34 publications

    2.2K citations

  2. Centre for Economic Policy Research

    London, United Kingdom

    18 h-index

    36 publications

    2.3K citations

  3. Federal Reserve

    Washington D.C., United States

    17 h-index

    34 publications

    2.1K citations

  4. New York University

    New York, United States

    16 h-index

    25 publications

    2.3K citations

  5. Federal Reserve Board of Governors

    Washington D.C., United States

    16 h-index

    33 publications

    2K citations

  6. Federal Reserve Bank of Philadelphia

    Philadelphia, United States

    14 h-index

    23 publications

    2K citations

  7. University of Pennsylvania

    Philadelphia, United States

    14 h-index

    22 publications

    2.9K citations

  8. University of California, Berkeley

    Berkeley, United States

    14 h-index

    16 publications

    1.5K citations

1–8 of 700

Venues

  1. SSRN Electronic Journal

    Repository · 165 publications · 8.2K citations

    48

    h-index

  2. Real Estate Economics

    24 publications · 1.5K citations

    20

    h-index

  3. The Journal of Finance

    24 publications · 3.1K citations

    20

    h-index

  4. Journal of Banking & Finance

    21 publications · 1.8K citations

    19

    h-index

  5. RePEc: Research Papers in Economics

    Repository · 32 publications · 888 citations

    17

    h-index

1–5