Substandard Risk Classification

Substandard Risk Classification is a risk assessment framework in policy pricing that categorizes applicants into elevated risk tiers based on medical, behavioral, or actuarial deviations from standard insurability criteria, warranting adjusted premium rates to reflect increased morbidity or mortality likelihood.

2

Publications

124

Citations

7

Authors

5

Institutions

Publications per year

2017–2026

0

Authors

7

  1. AS
    A.K. Suokas

    University of Leicester, United Kingdom

    1 publications · 97 citations

    1

    h-index

  2. HS
    Hato Schmeiser

    University of St.Gallen, Switzerland

    1 publications · 27 citations

    1

    h-index

  3. CT
    Carolyn Tarrant

    University of Leicester, United Kingdom

    1 publications · 97 citations

    1

    h-index

  4. EP
    Emma Pitchforth

    London School of Economics and Political Science, United Kingdom

    1 publications · 97 citations

    1

    h-index

  5. NG
    Nadine Gatzert

    Friedrich-Alexander-Universität Erlangen-Nürnberg, Germany

    1 publications · 27 citations

    1

    h-index

1–5 of 7

Venues

  1. Social Science & Medicine

    1 publications · 97 citations

    1

    h-index

  2. North American Actuarial Journal

    NAAJ · 1 publications · 27 citations

    1

    h-index

1–2