Concepedia

Refinancing Decision-making

Refinancing Decision-Making is a strategic financial evaluation process that determines the optimal timing, terms, and execution of replacing existing debt obligations with new debt instruments to achieve cost efficiency, cash flow improvement, or risk mitigation within a changing economic and credit environment.

18

Publications

1K

Citations

36

Authors

29

Institutions

Publications per year

2017–2026

2

Parents

Publications

18

Optimal Mortgage Refinancing: A Closed‐Form Solution

Sumit Agarwal, John C. Driscoll, David Laibson · Journal of money credit and banking · 2013 · 183 citations · Full text

, , +16

Why Do Borrowers Make Mortgage Refinancing Mistakes?

Sumit Agarwal, Richard J. Rosen, Vincent Yao · Management Science · 2015 · 175 citations

, , +12

Refinancing, profitability, and capital structure

András Danis, Daniel A. Rettl, Toni M. Whited · Journal of Financial Economics · 2014 · 163 citations

, , +12

The Effect of Refinancing Costs and Market Imperfections on the Optimal Call Strategy and the Pricing of Debt Contracts

Kenneth B. Dunn, Chester S. Spatt · Real Estate Economics · 2005 · 87 citations · Full text

, , +17

Financial illiteracy and mortgage refinancing decisions

Emanuele Bajo, Massimiliano Barbi · Journal of Banking & Finance · 2018 · 62 citations · Full text

, , +14

1–5 of 18

Authors

36

  1. SA
    Sumit Agarwal

    National University of Singapore, Singapore

    4 publications · 413 citations

    4

    h-index

  2. JC
    John C. Driscoll

    Federal Reserve Board of Governors, United States

    3 publications · 238 citations

    3

    h-index

  3. RJ
    Richard J. Rosen

    Federal Reserve Bank of Chicago, United States

    2 publications · 233 citations

    2

    h-index

  4. VY
    Vincent Yao

    Georgia State University, United States

    2 publications · 233 citations

    2

    h-index

  5. DL
    David Laibson

    Harvard University, United States

    2 publications · 209 citations

    2

    h-index

1–5 of 36

Institutions

29

  1. National Bureau of Economic Research

    Cambridge, United States

    4 h-index

    6 publications

    453 citations

  2. National University of Singapore

    Singapore, Singapore

    4 h-index

    4 publications

    445 citations

  3. Federal Reserve

    Washington D.C., United States

    3 h-index

    3 publications

    238 citations

  4. Federal Reserve Bank of Chicago

    Chicago, United States

    3 h-index

    5 publications

    311 citations

  5. European Central Bank

    Frankfurt am Main, Germany

    2 h-index

    3 publications

    83 citations

  6. Georgia State University

    Atlanta, United States

    2 h-index

    2 publications

    233 citations

  7. Federal Reserve Board of Governors

    Washington D.C., United States

    2 h-index

    2 publications

    55 citations

  8. University of Rochester

    Rochester, United States

    1 h-index

    1 publications

    163 citations

1–8 of 29

Venues

  1. Journal of Banking & Finance

    3 publications · 110 citations

    3

    h-index

  2. SSRN Electronic Journal

    Repository · 3 publications · 113 citations

    3

    h-index

  3. Real Estate Economics

    2 publications · 111 citations

    2

    h-index

  4. ACR North American Advances

    1 publications · 14 citations

    1

    h-index

  5. 1

    h-index

1–5