Concepedia

Loan Discrimination

Loan Discrimination is a form of wealth-based discrimination wherein individuals or groups are systematically denied, charged higher rates for, or offered less favorable loan terms based on legally protected or socioeconomically marginalized attributes rather than objective financial risk assessments.

194

Publications

12.9K

Citations

332

Authors

219

Institutions

Publications per year

2017–2026

55

Variants

Lending Discrimination

Parents

Publications

194

Discrimination in the Small-Business Credit Market

David G. Blanchflower, Phillip B. Levine, David J. Zimmerman · The Review of Economics and Statistics · 2003 · 763 citations

, , +17

Consumer-lending discrimination in the FinTech Era

Robert P. Bartlett, Adair Morse, Richard Stanton et al. · Journal of Financial Economics · 2021 · 550 citations · Full text

, , +14

What's in a Picture?: Evidence of Discrimination from Prosper.com

Devin G. Pope, Justin Sydnor · The Journal of Human Resources · 2011 · 518 citations

, , +14

Competition, Small Business Financing, and Discrimination: Evidence from a New Survey

Ken S. Cavalluzzo, Linda Cavalluzzo, John D. Wolken · The Journal of Business · 2002 · 491 citations

, , +16

Gender, Entrepreneurship, and Bank Lending: The Criteria and Processes Used by Bank Loan Officers in Assessing Applications

Sara Carter, Eleanor Shaw, Wing Lam et al. · Entrepreneurship Theory and Practice · 2007 · 459 citations · Full text

, , +14

1–5 of 194

Authors

332

  1. KS
    Ken S. Cavalluzzo

    Federal Reserve, United States

    7 publications · 1.2K citations

    7

    h-index

  2. JD
    John D. Wolken

    Federal Reserve, United States

    6 publications · 900 citations

    6

    h-index

  3. AH
    Aurel Hizmo

    Federal Reserve, United States

    5 publications · 255 citations

    5

    h-index

  4. NB
    Neil Bhutta

    Federal Reserve Board of Governors, United States

    5 publications · 255 citations

    5

    h-index

  5. HA
    Harold A Black

    University of Tennessee at Knoxville, United States

    4 publications · 193 citations

    4

    h-index

1–5 of 332

Institutions

219

  1. Federal Reserve

    Washington D.C., United States

    15 h-index

    29 publications

    2.5K citations

  2. Federal Reserve Board of Governors

    Washington D.C., United States

    13 h-index

    26 publications

    1.9K citations

  3. University of California, Berkeley

    Berkeley, United States

    5 h-index

    12 publications

    3.1K citations

  4. University of Georgia

    Athens, United States

    4 h-index

    10 publications

    220 citations

  5. National Bureau of Economic Research

    Cambridge, United States

    4 h-index

    7 publications

    921 citations

  6. Freddie Mac (United States)

    Tysons Corner, United States

    4 h-index

    5 publications

    216 citations

  7. Massachusetts Institute of Technology

    Cambridge, United States

    4 h-index

    8 publications

    577 citations

  8. European Corporate Governance Institute

    Brussels, Belgium

    4 h-index

    4 publications

    393 citations

1–8 of 219

Venues

  1. SSRN Electronic Journal

    Repository · 23 publications · 803 citations

    16

    h-index

  2. The Journal of Finance

    8 publications · 300 citations

    7

    h-index

  3. Real Estate Economics

    5 publications · 115 citations

    5

    h-index

  4. Finance and Economics Discussion Series

    FEDS · 5 publications · 177 citations

    5

    h-index

  5. The Review of Black Political Economy

    RBPE · 4 publications · 91 citations

    4

    h-index

1–5