Concepedia

Digital Lending Platforms

Digital Lending Platforms is a financial technology infrastructure that enables consumer credit delivery through automated, online-based systems, distinguished by its integration of real-time risk assessment, digital identity verification, and algorithmic decision-making to facilitate instant loan disbursement without traditional banking intermediaries.

155

Publications

6.9K

Citations

363

Authors

205

Institutions

Publications per year

2017–2026

121

Parents

Publications

155

Description-text related soft information in peer-to-peer lending – Evidence from two leading European platforms

Gregor Dorfleitner, Christopher Priberny, Stephanie A. Schuster et al. · Journal of Banking & Finance · 2015 · 309 citations

, , +15

Market Mechanisms in Online Peer-to-Peer Lending

Zaiyan Wei, Mingfeng Lin · Management Science · 2016 · 283 citations

, , +16

The information value of online social networks: Lessons from peer-to-peer lending

Seth Freedman, Ginger Zhe Jin · International Journal of Industrial Organization · 2017 · 234 citations

, , +14

From the wisdom of crowds to my own judgment in microfinance through online peer-to-peer lending platforms

Hae-Won Yum, Byungtae Lee, Myungsin Chae · Electronic Commerce Research and Applications · 2012 · 231 citations

, , +14

Emergence of Financial Intermediaries on Electronic Markets: The Case of Online P2P Lending

2013 · 221 citations

, , +17

1–5 of 155

Authors

363

  1. DA
    Djamchid Assadi

    ESC Dijon Bourgogne, École supérieure de commerce de Dijon-Bourgogne, France

    4 publications · 68 citations

    4

    h-index

  2. EO
    Eric Overby

    Georgia Institute of Technology, United States

    3 publications · 66 citations

    3

    h-index

  3. DJ
    Douglas J. Cumming

    Florida Atlantic University, United States

    3 publications · 72 citations

    3

    h-index

  4. HW
    Hongchang Wang

    Georgia Institute of Technology, United States

    3 publications · 66 citations

    3

    h-index

  5. LH
    Lars Hornuf

    Max Planck Institute for Innovation and Competition, Germany

    3 publications · 72 citations

    3

    h-index

1–5 of 363

Institutions

205

  1. Georgia Institute of Technology

    Atlanta, United States

    5 h-index

    7 publications

    117 citations

  2. Zhejiang University of Finance and Economics

    Hangzhou, China

    5 h-index

    11 publications

    336 citations

  3. Soochow University

    Suzhou, China

    4 h-index

    7 publications

    736 citations

  4. ESC Dijon Bourgogne, École supérieure de commerce de Dijon-Bourgogne

    Dijon, France

    3 h-index

    5 publications

    100 citations

  5. Tsinghua University

    Beijing, China

    3 h-index

    7 publications

    289 citations

  6. Florida Atlantic University

    Boca Raton, United States

    3 h-index

    3 publications

    72 citations

  7. University of Cambridge

    Cambridge, United Kingdom

    3 h-index

    19 publications

    2.5K citations

  8. Southwestern University of Finance and Economics

    Chengdu, China

    3 h-index

    7 publications

    213 citations

1–8 of 205

Venues

  1. SSRN Electronic Journal

    Repository · 14 publications · 578 citations

    12

    h-index

  2. Electronic Commerce Research

    6 publications · 347 citations

    7

    h-index

  3. Financial Innovation

    3 publications · 200 citations

    3

    h-index

  4. 2

    h-index

  5. Emerging Markets Finance and Trade

    2 publications · 72 citations

    2

    h-index

1–5