Concepedia

Consumer Lending Underwriting

Consumer Lending Underwriting is a formal risk assessment process within credit scoring that evaluates the creditworthiness of individual borrowers to determine the likelihood of loan repayment, distinguishing it from other financial evaluation methods by its focus on personal financial behavior, credit history, and affordability metrics for unsecured or retail credit products.

27

Publications

2K

Citations

54

Authors

37

Institutions

Publications per year

2017–2026

13

Parents

Publications

27

Consumer-lending discrimination in the FinTech Era

Robert P. Bartlett, Adair Morse, Richard Stanton et al. · Journal of Financial Economics · 2021 · 550 citations · Full text

, , +14

What's the point of credit scoring?

Loretta J. Mester · Business review · 1997 · 312 citations

, , +17

Peer-to-Peer Crowdfunding: Information and the Potential for Disruption in Consumer Lending

Adair Morse · Annual Review of Financial Economics · 2015 · 224 citations

, , +16

Consumer-Lending Discrimination in the FinTech Era

Robert P. Bartlett, Adair Morse, Richard Stanton et al. · National Bureau of Economic Research · 2019 · 213 citations

, , +14

Measuring Bias in Consumer Lending

Will Dobbie, Andres Liberman, Daniel Paravisini et al. · The Review of Economic Studies · 2021 · 102 citations · Full text

, , +16

1–5 of 27

Authors

54

  1. AM
    Adair Morse

    University of California, Berkeley, United States

    6 publications · 1.2K citations

    6

    h-index

  2. RP
    Robert P. Bartlett

    University of California, Berkeley, United States

    3 publications · 796 citations

    3

    h-index

  3. RS
    Richard Stanton

    University of California, Berkeley, United States

    3 publications · 796 citations

    3

    h-index

  4. NW
    Nancy Wallace

    University of California, Berkeley, United States

    3 publications · 796 citations

    3

    h-index

  5. GE
    Gregory Elliehausen

    Federal Reserve, United States

    2 publications · 42 citations

    2

    h-index

1–5 of 54

Institutions

37

  1. University of California, Berkeley

    Berkeley, United States

    6 h-index

    13 publications

    3.1K citations

  2. National Bureau of Economic Research

    Cambridge, United States

    5 h-index

    8 publications

    1.2K citations

  3. Federal Reserve

    Washington D.C., United States

    3 h-index

    9 publications

    980 citations

  4. Federal Reserve Board of Governors

    Washington D.C., United States

    3 h-index

    9 publications

    980 citations

  5. University of Sussex

    Brighton, United Kingdom

    2 h-index

    5 publications

    425 citations

  6. London School of Economics and Political Science

    London, United Kingdom

    2 h-index

    5 publications

    425 citations

  7. Washington University in St. Louis

    St Louis, United States

    1 h-index

    2 publications

    38 citations

  8. University of Arkansas at Fayetteville

    Fayetteville, United States

    1 h-index

    3 publications

    102 citations

1–8 of 37

Venues

  1. SSRN Electronic Journal

    Repository · 5 publications · 152 citations

    5

    h-index

  2. National Bureau of Economic Research

    Repository · 2 publications · 282 citations

    2

    h-index

  3. The Review of Economics and Statistics

    1 publications · 11 citations

    1

    h-index

  4. arXiv (Cornell University)

    Repository · 1 publications · 20 citations

    1

    h-index

  5. Medical Entomology and Zoology

    1 publications · 14 citations

    1

    h-index

1–5