Concepedia

Borrowing Cost Minimization

Borrowing Cost Minimization is a strategic financial framework within debt planning that systematically reduces the total expenses associated with borrowing by optimizing interest rates, repayment schedules, and debt structures to achieve the lowest possible cost of credit.

51

Publications

4.2K

Citations

93

Authors

75

Institutions

Publications per year

2017–2026

14

Parents

Publications

51

Problem loans and cost efficiency in commercial banks

Allen N. Berger, Robert DeYoung · Journal of Banking & Finance · 1997 · 2K citations · Full text

, , +16

Problem Loans and Cost Efficiency in Commercial Banks

Allen N. Berger, Robert DeYoung · Finance and Economics Discussion Series · 1997 · 266 citations · Full text

, , +16

The Spending and Debt Response to Minimum Wage Hikes

Daniel Aaronson, Sumit Agarwal, Eric French · American Economic Review · 2012 · 236 citations · Full text

, , +12

How Do Individuals Repay Their Debt? The Balance-Matching Heuristic

John Gathergood, Neale Mahoney, Neil Stewart et al. · American Economic Review · 2019 · 164 citations · Full text

, , +11

Borrowing on the Wrong Credit Card? Evidence from Mexico

Alejandro Ponce, Enrique Seira, Guillermo Zamarripa · American Economic Review · 2017 · 155 citations · Full text

, , +15

1–5 of 51

Authors

93

  1. AN
    Allen N. Berger

    University of South Carolina, United States

    3 publications · 2.3K citations

    3

    h-index

  2. RD
    Robert DeYoung

    University of Kansas, United States

    3 publications · 2.3K citations

    3

    h-index

  3. AP
    Alejandro Ponce

    International Center for Transitional Justice, United States

    2 publications · 166 citations

    2

    h-index

  4. EA
    Erhan Artuç

    World Bank, United States

    2 publications · 34 citations

    2

    h-index

  5. SA
    Sumit Agarwal

    National University of Singapore, Singapore

    2 publications · 254 citations

    2

    h-index

1–5 of 93

Institutions

75

  1. International Monetary Fund

    Washington D.C., United States

    3 h-index

    3 publications

    65 citations

  2. National University of Singapore

    Singapore, Singapore

    2 h-index

    2 publications

    254 citations

  3. Federal Reserve Bank of Chicago

    Chicago, United States

    2 h-index

    3 publications

    490 citations

  4. University of Bristol

    Bristol, United Kingdom

    2 h-index

    2 publications

    29 citations

  5. Federal Reserve Board of Governors

    Washington D.C., United States

    2 h-index

    2 publications

    2.2K citations

  6. European Central Bank

    Frankfurt am Main, Germany

    2 h-index

    2 publications

    44 citations

  7. Koç University

    Istanbul, Türkiye

    2 h-index

    3 publications

    58 citations

  8. University of Wisconsin–Madison

    Madison, United States

    2 h-index

    2 publications

    98 citations

1–8 of 75

Venues

  1. SSRN Electronic Journal

    Repository · 5 publications · 98 citations

    5

    h-index

  2. American Economic Review

    4 publications · 596 citations

    4

    h-index

  3. Journal of Economic Theory

    JET · 3 publications · 114 citations

    3

    h-index

  4. Journal of Banking & Finance

    2 publications · 2K citations

    2

    h-index

  5. Journal of International Money and Finance

    2 publications · 72 citations

    2

    h-index

1–5