Go-Payment: Towards Cashless Payment System for Smart Village Application in Indonesia

Abstract

In today's digital era, various innovations are developed to make human life is easier, more efficient, and enjoyable every time. With a Coronavirus disease (COVID-19) pandemic, cashless innovation has proven a reliable system. A technology that is according to the times and offers convenience for users, financial institutions, and businesses keeping in mind the need to observe and reduce social distancing movement. In this paper, we present our cashless payment system using our designed smart village model. The purpose of our works is to build a framework in tourism promotion and marketing through a smart village application called ‘Go-Payment’ within all transactions can be paid without cash or physical money that meets the needs of the village. To develop our application, we focused on the payment gateway with online cashless payment services and booking features in the beginning. As the first step, we survey the village to gather actual instances that be used and extract possible features to be included in the design of the smart village model. Then we design the model according to the results of field surveys and literature studies. Finally, we develop a smart village application with a cashless payment system according to the model.