Has the Effect of Asset Securitization on Bank Risk Taking Behavior Changed?

The Consequences of Mortgage Credit Expansion: Evidence from the U.S. Mortgage Default Crisis^*

Atif Mian, Amir Sufi · The Quarterly Journal of Economics · 2009 · 1.8K citations

Business, Economics, Real Estate +14

Did Securitization Lead to Lax Screening? Evidence from Subprime Loans^*

Benjamin J. Keys, Tanmoy K. Mukherjee, Amit Seru et al. · The Quarterly Journal of Economics · 2010 · 1.1K citations

Business, Finance, Banking +16

Securitization without risk transfer

Viral V. Acharya, Philipp Schnabl, Gustavo Suárez · Journal of Financial Economics · 2012 · 899 citations

Business, Finance, Risk Management +17

Credit Booms and Lending Standards: Evidence from the Subprime Mortgage Market

Giovanni Dell’Ariccia, Deniz Igan, Luc Laeven · Journal of money credit and banking · 2012 · 750 citations · Full text

Business, Economics, Finance +17

Banks and loan sales Marketing nonmarketable assets

Gary Gorton, George Pennacchi · Journal of Monetary Economics · 1995 · 636 citations

Business, Finance, Marketing +13