Women at Risk: Predictors of Financial Stress for Retired Women Workers

Abstract

Research on women workers tends to neglect older workers, and much of the literature on retirement has focused on male experiences. This analysis uses data from the 1982 New Beneficiary Survey to examine financial stress in retirement for a sample of highly committed women workers. Separate regressions are done for married and unmarried women, and particular attention is paid to the impact of gender-segregated jobs. Results suggest the relative importance of work history and sociodemographic variables as predictors of financial stress in early retirement.