Adverse selection, moral hazard, and wealth effects in the medigap insurance market

The Market for "Lemons": Quality Uncertainty and the Market Mechanism

George A. Akerlof · The Quarterly Journal of Economics · 1970 · 22.6K citations

Social Sciences, Economics, Microeconomics +8

Equilibrium in Competitive Insurance Markets: An Essay on the Economics of Imperfect Information

Michael Rothschild, Joseph E. Stiglitz · The Quarterly Journal of Economics · 1976 · 5K citations

Social Sciences, Economics, Insurance +17

Health insurance and the demand for medical care: evidence from a randomized experiment.

Willard G. Manning, Joseph P. Newhouse, Naihua Duan et al. · PubMed · 1987 · 2.1K citations

Public Affairs, Economics, Insurance +17

Does Free Care Improve Adults' Health?

Robert H. Brook, John E. Ware, William H. Rogers et al. · New England Journal of Medicine · 1983 · 670 citations

Business, Health Behavior, Insurance +12

The Rational Nonpurchase of Long-Term-Care Insurance

Mark V. Pauly · Journal of Political Economy · 1990 · 424 citations

Public Affairs, Health Policy, Insurance +17