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Shifted deductibles for high risks: More effective in reducing moral hazard than traditional deductibles

High RisksFinancial Risk ManagementMoral HazardRiskbenefit RatioFinancial ProtectionShifted DeductiblesRisk ManagementManagementInsuranceEconomicsHealth InsuranceRiskRisk GovernanceFinanceHealth EconomicsBusinessRisk Analysis (Business)Risk DecisionsFinancial Risk