Access to Consumer Credit: The Problem of Financial Exclusion in Australia and the Current Regulatory Framework

Nicola Howell, Therese Wilson

QUT ePrints (Queensland University of Technology) · 2005 · 24 citations · 0 references

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Abstract

The term 'financial exclusion' in the Australian context is explored and the extent to which the current regulatory structure for financial institutions in Australia assists in addressing it is considered. The nature of financial exclusion in Australia, including the extent of exclusion, its causes and its consequences are described, with special emphasis on the consumer credit market.